Business Insurance in Morgantown and Westover, WV

Take Home Insurance Solutions Built for the Country Roads of West Virginia

Families are built on a foundation of loyalty and trust. It’s not a short term promise, but a long term commitment. At Davis Insurance Group, we have operated as a family business for nearly seven decades. However, for us, the label of ‘family business’ doesn’t just refer to the staff we employ, but also the clients we serve.

We go above and beyond the service instituted by a typical insurance group. Our agency owner, Rusty Davis, recalls times when his father would even assist a client with washing their car. This tradition of client care is passed among generations with pride. Every day we strive to treat clients as family, and always hail to West Virginia.

Reliable, Trustworthy Insurance Coverages

We understand the value of old fashioned hard work, and promote our agency as a one-stop shop for insurance protection.

More than 95 years of collective experience backs our agents. This knowledge is shared with each individual we insure. Our goal is to partner with you to provide consistent, trustworthy counsel and advice. The agent-client partnership extends to determining appropriate coverage. In order to effectively insure your assets, we need to fully comprehend the value and role they provide.

The next step entails matching these coverage needs with an insurance product courtesy of established national carriers. We are prideful of our partnership with Nationwide Insurance, a leader in both small business and farm insurance coverage, and boast access to dozens of providers, including Highmark BCBS, BrickStreet Insurance, Mutual of Omaha, and Scottsdale insurance. Complementing our insurance solutions, we are also a license service for the West Virginia Division of Motor Vehicles.

As business owners ourselves, we own a particular passion for supplying insurance for companies across various industries. With West Virginia University located in our background, we frequently work with landlords in the area to secure relevant coverage. This level of service extends to specialty trade contractors, truckers, and restaurant owners.

For small to medium-sized businesses, we recommend a business owners policy (BOP), which combines property insurance, commercial general liability, and crime insurance into a single policy. Additional offerings can be included based on business needs.

Our business insurance program also contains comprehensive workers compensation coverage. For a long period of time, workers comp in West Virginia was a monopolistic, single carrier market. Times have changed. We are now equipped to fully assist business owners in limiting their liability exposure.

We’re also please to offer specialized group health insurance, as well as individual health insurance in accordance with the Affordable Care Act. For more information on the complete range of insurance services we offer, contact our agency at your convenience.

A Family of Agents Protecting Your Assets

Many of our staff members were born and raised in the surrounding Morgantown region. In fact, we boast a collection of proud West Virginia University grads. These close, longstanding ties to the community give us an advantage when identifying risk and formulating an insurance policy.

Our commitment to clients runs deeper than simply supplying insurance. As a group, we are actively involved in the Morgantown Area Chamber of Commerce. Rusty Davis, our agency’s owner, is a board member for CASA for Kids, while Tyler Davis, an associate agent, is a board member of Empty Bowls Monongalia and a graduate of Leadership Monongalia 2016.

Since opening shop in 1948, we’ve made it our mission to be accessible to both our clients and the community in which they live. If questions arise regarding insurance protection, feel free to ask. We may not have an immediate answer; however, we have the expertise and drive to identify a timely solution.

Joining our family of clientele is as easy as taking the time to request a quote.

Additional Resources:

Rusty has been handling our home & auto insurance needs for over 30 years. He and his staff are always fast, courteous, and straight shooters. Very convenient that they do automobile tags and registrations now. Always nice to have a local agent you can call or visit.
JamesL from Independence, WV
Rusty and his staff are always accommodating. Their information and advice is trustworthy. They've consistently helped us select the right products at the right levels. And they're local, which is terrific for a lot of reasons. If you're looking for an agent you can count on, consider this well-established family business.
Anonymous from Morgantown, WV/Pittsburgh, PA
Rusty and his staff have shown great knowledge in selling and servicing of my policies.